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PaybyFinance - Buy Now Pay Later 12 Months Finance


What is it?

Buy Now Pay Later 12 Months - get your goods today, pay a 10% deposit today then pay nothing for 12 months. Your outstanding balance will then be spread over 36 monthly payments and subject to interest.

You can pay off your loan at any time during the first 12 months, before the first instalment. If you do this, you will pay no interest, just a 29 settlement fee. Your 12 month deferral period will start on the day your loan is agreed which may be before you receive your goods.

This finance product does not affect your Podium Point total

Please note, products bought using finance can only be delivered to the address used for the finance application (usually your home address).
If you would like to collect your bicycle instore then you will need to apply for finance instore too.

Basic Requirements

UK Citizens only
Over 18 years of age only
Available with bicycles only
Minimum spend 500

Credit Is subject to status

PaybyFinance - Buy Now Pay Later 12 Months Finance

Representative Example based on 1000 Bicycle:

Finance Quotation based on Current Cart Contents:

The credit advertised is provided by one credit provider with whom we have a commercial relationship.
Credit provided by Hitachi Capital (UK) PLC trading as Hitachi Capital Consumer Finance, 2 Apex View, Leeds, LS11 9BH. 0844 375 5500

How to pay for your goods by Finance:

  1. Add your goods to your shopping cart
  2. Add your desired finance package to your shopping cart
  3. Checkout. You will be forwarded to our finance partner's website to apply for finance.
  4. If your finance application is successful you will need to either;
    Print, sign and return the finance agreement to Hitachi Finance OR Esign the documents online, if eligible to do so.
  5. When your signed or Esigned documents have been accepted by Hitachi Finance we will contact you for the 10% deposit and ship your goods.

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