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Applying for Finance In Store

We offer 4 simple finance products both in-store and online, should you wish to visit us and apply for your finance instore then please insure you have read the below information.

Finance available:
  • 12 months Buy Now Pay Later Finance: Minimum spend 500, Minimum Deposit 10%. Pay a deposit today then pay nothing for 12 months. You can pay off your loan within 12 months and only be charged a 29 settlement fee. Alternatively, you will pay 36 montlhy payments, 26.9% APR Representative.
  • 12 months 0% Finance: Minimum spend 500, Minimum Deposit 10%. Deduct 10 Podium Points. Not available on Sales items.
  • 24 months 0% Finance: Minimum spend 1200, Minimum Deposit 10%. NO Podium Points with this product. Not available on Sales items.
  • 36 Months Classic Credit : Spread your repayments over 36 months. Full Podium Points. Minimum spend 500, Minimum Deposit 10%. 19.9% APR Representative
You must fulfil ALL the following criteria:
  • At least 18 years of age
  • A permanent UK resident and has been resident in the UK for at least 12 months.
  • In permanent employment (over 16 hours per week) including self-employment or retired and recieving a pension.
You will require the following items:
  • Bank/Building society details to complete the Direct Debit mandate
  • A major credit/debit card to pay your deposit.
  • Identification (one of):
    A valid photo driving licence.
    A valid passport.
  • Proof of residence (one of):
    A valid photo driving licence.
    An original Bank statement (not internet, dated in last 3 months)
    An original Public utility bill (dated in last 3 months, not mobile phone)
    Official document - An original mortgage statement from a recognised lender, HMRC tax notification.
You will be asked to answer the following questions:
  • Date moved in to Current Address.
  • How long has Mortgage been held for.
  • Post Codes & dates of all address lived in during the last 3 years.
  • Employees Name, Telephone Number & Post Code.
  • Net Monthly Salary.
  • Date Employment started.
  • Bank Sort Code & Account Number.
  • Date bank account opened.
Important:

Satisfying the above criteria and possessing the correct information does not guarantee you will be accepted for finance. Should your finance application be declined or referred you will not be able to leave the store with any goods.

Pedal On's Finance Partner is Hitachi Capital