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PaybyFinance - 36 Month Interest Free Finance

What is it?

Interest Free Finance - 36 Months - get your goods today, pay a 10% deposit now then spread the oustanding amount over 36 months. This product is not available on sale bikes.

If you pay off your loan balance within 36 months there is NO interest to pay. i.e. The price at checkout will be what you pay.

No Podium Points with this finance product

Please note, products bought using finance can only be delivered to the address used for the finance application (usually your home address) or collected in store.

Basic Requirements

  • Available with purchases which include a bicycle or finance eligible wheels
  • Minimum spend 2495
  • Not Available on Sale Goods
  • You must be 18 years of age or older
  • You must have 3 years' address history in the UK or a British Crown Dependency (if approved by Novuna Finance)
  • Have a personal bank account from which a Direct Debit can be taken
  • Have an email address and telephone number
  • You must be in permanent paid employment (>16hrs pw) or retired and receiving a pension, or be a houseperson with a partner in permanent paid employment or be self employed
  • You must be purchasing the bicycle or wheels for personal use and not for business use.

Credit subject to status and affordability. Terms & Conditions Apply. Pedal On Limited are a credit broker and are Authorised and Regulated by the Financial Conduct Authority.

Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through (Novuna Personal Finance, 2 Apex View, Leeds, LS11 9BH. 0344 375 5500).

PaybyFinance - 36 Month Interest Free Finance

Representative Example based on 1000 Bicycle:

Finance Quotation based on Current Cart Contents:

How to pay for your goods by Finance:

  1. Add your goods to your shopping cart
  2. Add your desired finance package to your shopping cart
  3. Checkout. You will be forwarded to our finance partner's website to apply for finance.
  4. If your finance application is successful you will need to either;
    Print, sign and return the finance agreement to Novuna Personal Finance OR e-sign the documents online, if eligible to do so.
  5. When your signed or e-signed documents have been accepted by Novuna Personal Finance we will contact you for the 10% deposit and ship your goods.

Click & Collect Finance:

If you'd like to collect your bicycle in store and apply for finance before you visit us you must also add the Click & Collect option to your shopping cart.

When your signed or e-signed documents have been accepted by Novuna Personal Finance we will contact you for the 10% deposit and confirm your collection date.

When you visit us to collect your order you must bring the following items:

  1. Photographic ID: Valid Passport or Driving Licence
  2. Proof of Address: Driving Licence or Public Utility bill (Dated in last 3 months showing applicant's name & address, online bills/statements are not acceptable.)
  3. Credit/Debit card used for deposit payment. This must show the applicant's name and be registered to the address used in the finance application.
  4. Proof of order: A copy of your order email confirmation from us.

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